Jeez EV car insurance!

[Tiggersfriend]

I've just started getting quotes for the V3 77Kw which is due in December. I am royally gobsmacked at the prices I've been quoted which range from £560 to £1106. My current car is a 2014 Peugeot RCZ R 270bhp which costs around £360 fully comp (£250 excess). I have a clean driving licence (36 years), no claims and over 20 years NCD. The car is kept on the drive.

Has anyone got suggestions on where to look for a reasonable quote?

[Ben88]

That’s mental my misses is 26 never had a policy before and paid £920 and we live in SW London

[monkeyhanger]

You can thank Tesla for that silly price. With its one piece gigacasting chassis, they're an automatic write off with minimal damage following a shunt, and all EVs are paying the price. That's the main factor, other factors include lack of parts availability, tagging on a big courtesy car cost for the long wait and fear of battery damage following a moderate/major shunt, leading to potentially unnecessary replacement.

Our Born insurance went up from £241 to £394, my 2023 Audi S3 costs £312 to insure.

[rsg444]

£394 still isn’t too bad. Our eUp that went back on Monday after our lease ended was quoted around £700, this was after we had paid £444 last year.

[pjh555]

Try Aviva Zero, they worked out just under £400 with £250 excess including protected ncd, we have similar diving experience to you.
They were nearly £150 cheaper than AA the previous year.

[monkeyhanger]

£394 still isn’t too bad. Our eUp that went back on Monday after our lease ended was quoted around £700, this was after we had paid £444 last year.

That price was for April - it could be a lot more than that if my renewal were due now.

Just one of the factors deterring BEV ownership right now:-

High insurance
High initial cost
High depreciation (Born fares better than most BEVs)
High cost of rapid charging

[Deleted User 708]

Mine doubled this year and I am raging about that. No reason given and I shopped about and it didn't get much cheaper.
I ended up having to pay monthly because it was so high.

It was something like £390 last year and over £780 this year (can't remember the exact figures)

Have you also noticed how ridiculous the excesses have got now.

Another nail in this Cupra's coffin

[phope]

It really isn't EV specific - this was for my Skoda Karoq renewal last month - 50% increase

[Shahev]

Our V3 is now £590 on LV

[alanjs]

Renewal with Admiral was quoted at £783. I told them to cancel it and they came back with a quote of £633.